Common Reasons Why Transactions Fail on Hoopi
Sometimes payments may be declined or fail to go through. This can happen for a number of reasons β either due to technical issues, customer errors, or risk-related factors from the bank or payment provider.
π§ 1. Technical Issues
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Temporary issues with payment processors or providers (e.g. card network, acquirer, PSP, 3DS provider). 
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Downtime or error on the issuing bank's side. 
π 2. Risk Assessment Issues
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Low or missing transaction data, which triggers a decline. 
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Customer flagged as high-risk by the bank or provider. 
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Weak connection between the payment gateway and the customerβs bank. 
π€ 3. Customer Issues
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Incorrect card or wallet details (e.g. wrong number, missing info). 
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Expired or invalid card or wallet. 
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Exceeded transaction limits set by the bank. 
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The linked account is closed or inactive. 
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Insufficient balance in the payment method. 
π Summary
To reduce failed transactions:
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Double-check all payment details before submitting. 
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Ensure your card or wallet has enough funds. 
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Use an active, valid payment method. 
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Contact your bank or card provider if the issue persists. 
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